Symmetry Financial Group - Powered by Quility
Licensed in 8 Midwest States

Protecting What Matters Most to Midwest Families

I'm Lee Karfear, your dedicated insurance partner serving Minnesota and the Midwest. With access to 30+ A-rated carriers, I find the right coverage for anyone, regardless of budget, health, or circumstances. Here to help you secure your family's future.

30+
A-Rated Carriers
8
States Licensed
100%
Client Focused
Licensed insurance agent profile photo

Lee Karfear

Licensed Insurance Agent

License #21506884 (ND)

Book Your Appointment

Take the first step toward protecting your family. I’ll provide personalized options from multiple A-rated carriers and help you schedule a no-obligation appointment.

Quick 2-minute form
No-obligation consultation
Personal consultation included
30+ A-rated carrier options
Licensed Professional
Symmetry Financial Partner

Get In Touch

About Lee

Your Trusted Insurance Partner

Lee Karfear is a dedicated insurance agent proudly serving individuals and families across the Midwest—especially right here in Minnesota. As a licensed partner with Symmetry Financial Group, I specialize in helping clients protect what matters most through tailored life insurance, retirement planning, and annuity solutions.

Whether you're looking to secure your family's future, build tax-advantaged retirement income, or explore legacy-building strategies, I bring a client-first approach with personalized service, industry insight, and financial protection you can rely on.

Best Customer Service

Fast response times and exceptional customer care

Client-First Approach

Personalized solutions tailored to your unique needs

Comprehensive Coverage

Access to 30+ A-rated carriers for the best options

Licensed Coverage Areas

South Dakota
North Dakota
Minnesota
Wisconsin
Michigan
Nebraska
Iowa
Ohio
Insurance Solutions

Comprehensive Protection for Every Stage of Life

From mortgage protection to retirement planning, I offer a full range of insurance products to meet your family's unique needs.

Life Insurance

Protect your loved ones with comprehensive life insurance coverage tailored to your family's needs.

  • Term life insurance
  • Whole life insurance
  • Universal life (IUL)
  • Final expense coverage
Learn More

Retirement Planning

Build a secure financial future with tax-advantaged retirement solutions and annuities.

  • Fixed annuities
  • Variable annuities
  • Indexed annuities
  • Infinite banking strategies
Explore Options

Debt Protection

Comprehensive debt-free life insurance to protect your family from financial burdens.

  • Credit card debt coverage
  • Personal loan protection
  • Multiple term options
  • Flexible face amounts
Get Protected
Insurance Education

Term vs. Permanent Life Insurance

Quick visual overview to help you choose what's best for your family.

Term vs Permanent Life Insurance comparison

Not sure which is right for you?

I’ll walk you through options based on your goals, budget, and health profile.

Get a free recommendation

Common Questions I Help Answer

Here are the most frequent concerns I address for families across the Midwest

"How can I get approved?"

I work with 30+ carriers to find coverage options for virtually any health condition or lifestyle. There's almost always a solution.

"How much will it cost?"

I provide transparent, competitive quotes from multiple carriers to ensure you get the best value for your budget and needs.

"How much coverage do I qualify for?"

Through a simple needs analysis, I'll determine the right coverage amount to protect your family's lifestyle and financial goals.

"How does mortgage protection work?"

I'll explain how mortgage protection insurance works and help you choose between decreasing term or level coverage options.

Ready to Get Started?

I'm here to help you find the right insurance solution for your family. Reach out today for a free consultation.

Call Me

(401) 403-2221

Available Mon-Fri, 8 AM - 6 PM

Email Me

leekarfearsfg@gmail.com

I respond within 24 hours

Schedule a Meeting

Book a free consultation

Schedule Now

"Lee made the insurance process so simple and stress-free. He found us great coverage at a price we could afford, and his customer service is outstanding."

Sarah & Mike Johnson
Minneapolis, MN
Quick Appointment Request

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